业主自用康复计划

帮助现有居民进行关键的房屋维修

投资亚特兰大管理两个业主自住康复(OOR)计划, 在亚特兰大市的各个社区都有活动. They include Atlanta Heritage and Westside Heritage Owner-Occupied Rehab programs. 

Heritage OOR programs are the City of Atlanta's goal to increase investments from public and private sources to support affordable housing and anti-displacement in Atlanta.

 

Atlanta Heritage Program -- FAQ

此应用程序目前已关闭.

现状:2023排名4和3的申请人目前正在接受服务.

Invest Atlanta and the City of Atlanta Department of City Planning and Community Development utilized $22MM of the 2021 Housing Opportunity Fund to support the continuation of a citywide program to assist homeowners with up to $30K in critical health and safety repairs on the major systems in their home.

 

点击这里查看录音 outlining program details.

 

Program Details

The citywide Owner-Occupied Rehab program provides eligible homeowners with up to $30,000 in eligible health and safety repairs to critical systems in their home.  Funds are provided as  a deferred forgivable loan for either 5 or 10-years at a 0% interest rate with payments deferred and forgiven until the earlier of loan maturity, sale, transfer of ownership, or failure to maintain the property as the primary residence during the term of the loan.  直接建设金额为15美元,000或更少的人有5年的任期, 直接建筑费用超过15美元,000人的任期为10年.  本金余额每年减少10%或20%, 只要符合条件的房主保持主要居住地.  The prorated remaining balance is due and payable immediately if the home is sold, transferred or no longer the primary residence within the term of the loan.  房屋将被置为留置权.

Preliminary Guidelines (subject to change prior to application launch.)

  • Homeowner must reside within the City of Atlanta, excluding the Westside Tax Allocation District.
  • Must be a primary homeowner and existing resident of the property at least five (5) years prior to application.
  • Annual Household Income must not exceed 60% of area median income (“AMI”; adjusted for household size, limitations may apply).
    • 一人家庭($42,900)
    • 2人家庭($49,020)
    • 3人家庭($ 55140)
    • 四人家庭($61,260)
    • 5人家庭($ 66180)
    • 六人家庭($71,100)
    • 7人家庭($76,020)
  • Senior households aged 65+, Military Veterans, Disabled Head of Households and those that have been in their homes for 15+ years will have a priority in the program.
  • 拥有第一和第二抵押留置权的房主是允许的, 前提是所有抵押贷款都是当前的,没有违约.
  • 有未偿税收留置权的房主,FIFAs等. 没有资格参加这个项目吗.  有付款计划的水留置权是合格的. 

Eligible Repairs

Only the amount needed to cover the cost of the eligible repair items will be provided.  所有申请人可能无法达到30,000美元的全部预算上限. 

 
Interior Exterior
HVAC / Ductwork / Furnace

Roofs

Hot Water Heaters Gutters
ADA Improvements Porch / Deck
Minor Electrical Walkway / Stairs / Driveway
Minor Plumbing Siding / Exterior Painting

采取以下步骤做好准备!

  • 确保你的按揭还款是及时的.
  • Ensure that your title is clean with no outstanding liens, other than your mortgages.
  • 确保所有业主都同意参加该计划.
  • 确保你有有效的房主保险.
  • Ensure that you have documentation of your veteran status, if applicable.
  • Ensure that you have documentation of your disabled status, if applicable.
  • 确保你有收入的证明文件.

 

投资亚特兰大收入限制 & Maximums

DOWNLOAD      (PDF)

 

请与您的项目经理澳门新匍京官方app下载以获取更多信息

Council Districts Program Manager Contact Phone Email 
1 & 8

Family Community

Housing Association

Julius Webb

Rhonda Gilbert

470-276-6945

[email protected]

[email protected]

2 & 9

Executive Realty

Solutions

Justin Menifee

Rokia Martin
Shauielle Anderson

678-961-0066

[email protected]

[email protected]

[email protected]

3 & 4

Meals on Wheels

Atlanta

Vona Cox 404-351-3889
x233
[email protected]
5 & 7

Market Movers

& Mavens

Rena Johnson

Timothy Smith

678-561-4769

[email protected]

[email protected]

6 & 10 House Proud Toni Collins 404-998-9628 [email protected]
11 & 12 Synergy Real Estate Program Manager 678-763-1127 [email protected]

 

(Click here to find your District. 输入你的地址,在“行政区域”下查找.)

 

查看已完成的康复信息,包括花费的资金: 亚特兰大市经济适用房跟踪

 


 

西区遗产业主自住康复项目 FAQ

This OOR program is for residents in the Westside TAD neighborhoods of Vine City, 英吉利大道和卡斯尔贝里山部分地区), and is funded by the Vine City Trust Fund and Westside TAD tax increment financing.  It provides up to $60K for health and safety repairs for eligible households earning 80% of the area median income or less. Funds will be provided in the form of a 10-year forgivable loan at a 0% interest rate with payments deferred and forgiven until the earlier of loan maturity, sale, transfer of ownership, or failure to maintain the property as the primary residence during the loan term. 

这个项目目前正在接受申请.  Please contact Meals On Wheels Atlanta at 404-351-3889 or Vona Fox at [email protected] to apply

西区遗产项目的资格要求

  • 西区税收分配区(Vine City)内的房主, English Avenue, 以及城堡贝里山的部分地区)
  • Must be a primary homeowner and existing resident as of September 30, 2015
  • Household income must not exceed 80% of area median income (AMI), adjusted for household size. (Income Limits PDF)
  • 拥有第一抵押留置权的房主是允许的.  有其他留置权的房屋(第二次抵押贷款,税收留置权,FIFAs等). 没有资格参加这个项目吗.
  • 没有付款计划的水留置权不符合该计划的资格.

 


选择社区遗产业主自住康复计划 FAQ

应用程序目前关闭,因为程序正在结束.

 

西区遗产业主自住康复项目 FAQ

This OOR program is for residents in the Westside TAD neighborhoods of Vine City, 英吉利大道和卡斯尔贝里山部分地区), and is funded by the Vine City Trust Fund and Westside TAD tax increment financing.  It provides up to $60K for health and safety repairs for eligible households earning 80% of the area median income or less. Funds will be provided in the form of a 10-year forgivable loan at a 0% interest rate with payments deferred and forgiven until the earlier of loan maturity, sale, transfer of ownership, or failure to maintain the property as the primary residence during the loan term. 

这个项目目前正在接受申请.  Please contact Meals On Wheels Atlanta at 404-351-3889 or Vona Fox at [email protected] to apply

西区遗产项目的资格要求

  • 西区税收分配区(Vine City)内的房主, English Avenue, 以及城堡贝里山的部分地区)
  • Must be a primary homeowner and existing resident as of September 30, 2015
  • Household income must not exceed 80% of area median income (AMI), adjusted for household size. (Income Limits PDF)
  • 拥有第一抵押留置权的房主是允许的.  有其他留置权的房屋(第二次抵押贷款,税收留置权,FIFAs等). 没有资格参加这个项目吗.
  • 没有付款计划的水留置权不符合该计划的资格.

 


选择社区遗产业主自住康复计划 FAQ

应用程序目前关闭,因为程序正在结束.

 

 

 

 

 

Homeowner Testimonials

珍妮特·亨德森(亚特兰大市第二区居民)

Mrs. Henderson is Atlanta native and has been a homeowner in the City of Atlanta for 65 years. 作为可原谅的遗产所有者占用康复中心贷款的接受者, Henderson was able to afford critical health and safety repairs on her home.

亨德森说:“很多人没有考虑到老年人. “I think the program is a nice thing for senior citizens because seniors don’t really have a lot of money to get these things done.”
 
Henderson bought her home because she was interested in being a homeowner instead of renting an apartment in Atlanta. With her loan, she is able to remove mold, install new planks, 治疗和修复白蚁损害, repair her hot water tank, upgrade pipes, and replace her stairs.
 
“Some seniors can afford to get some things done but they can’t afford to get everything done,” said Henderson. “这个项目是个好主意!”

 

罗伯特·费希尔(亚特兰大第5区居民)

遗产业主自住康复(OOR)项目帮助了Mr. Robert Fisher stay in the East Atlanta home he has lived in for more than 45 years.

他的女儿杰奎琳(Jacqueline)向他介绍了Heritage OOR, 还有他收到的资金, program managers from the National Property Institute made important repairs to his home. These included upgrades to his heating and air conditioning systems, 房子上刷了一层新漆, 在他的土地上修剪树木.

Asked if he’d recommend the program to his friends and neighbors, Mr. 费雪说,我当然愿意.”

“我认为这是个好主意,”他说. “And I appreciate it.”

“I think it’s a beneficial program for people that plan to stay in their homes,” his daughter said. “It’s worthwhile, especially if you’ve got many things you want to have repaired and you’re on a fixed income, 你自己做不起. 所以这是有益的,非常有益.” 

 

Homeowner Testimonials

珍妮特·亨德森(亚特兰大市第二区居民)

Mrs. Henderson is Atlanta native and has been a homeowner in the City of Atlanta for 65 years. 作为可原谅的遗产所有者占用康复中心贷款的接受者, Henderson was able to afford critical health and safety repairs on her home.

亨德森说:“很多人没有考虑到老年人. “I think the program is a nice thing for senior citizens because seniors don’t really have a lot of money to get these things done.”
 
Henderson bought her home because she was interested in being a homeowner instead of renting an apartment in Atlanta. With her loan, she is able to remove mold, install new planks, 治疗和修复白蚁损害, repair her hot water tank, upgrade pipes, and replace her stairs.
 
“Some seniors can afford to get some things done but they can’t afford to get everything done,” said Henderson. “这个项目是个好主意!”

 

罗伯特·费希尔(亚特兰大第5区居民)

遗产业主自住康复(OOR)项目帮助了Mr. Robert Fisher stay in the East Atlanta home he has lived in for more than 45 years.

他的女儿杰奎琳(Jacqueline)向他介绍了Heritage OOR, 还有他收到的资金, program managers from the National Property Institute made important repairs to his home. These included upgrades to his heating and air conditioning systems, 房子上刷了一层新漆, 在他的土地上修剪树木.

Asked if he’d recommend the program to his friends and neighbors, Mr. 费雪说,我当然愿意.”

“我认为这是个好主意,”他说. “And I appreciate it.”

“I think it’s a beneficial program for people that plan to stay in their homes,” his daughter said. “It’s worthwhile, especially if you’ve got many things you want to have repaired and you’re on a fixed income, 你自己做不起. 所以这是有益的,非常有益.” 

 
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